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  Individual - Short Term or Medicare Benefits

The entire health plan landscape has changed.  There are now viable health plan choices that are outside of the Affordable Care Act portfolio.  And these new health plan choices are affordable.  We are here to help you understand the new options that are available to you.

Health Insurance can be confusing.  We simplify the entire process by focusing on one question: What is the best health plan coverage for your needs?  You see, at NewPlanOptions.com we are all about finding the right health plan for you - a plan that perfectly fits your needs and budget.

Our knowledge and experience sets us apart from other agencies.  Our independent insurance professionals have nearly 100 years combined experience in assisting individuals and families with their insurance needs!  When it comes to health insurance, if you want unparalleled expertise and friendly, personal service, you’ve come to the right place.


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Finding A Quality Short-Term Health Insurance Plan in Florida

Finding effective, quality healthcare insurance in Florida does not have to be complicated. There are several options and plans available for different needs. And there are quite a number of insurers available. 

If you are seeking an affordable health insurance plan in Florida, there are a few things you need to know and several factors that need to be understood about healthcare and health insurance before making your healthcare insurance decision. 

Can I Get Health Insurance Subsidy? 
Whether or not you can qualify for a health insurance subsidy, depends largely upon your income, and the size of your family. Because of the Affordable Care Act (ACA), if your family income falls below a certain pre-determined threshold, you are automatically eligible for insurance premium assistance. How much assistance you receive is entirely dependent upon income and the size of your family. The ACA has derived a complicated formula to determine this. For more information, Healthcare.gov.

Short Term Health Insurance
Florida Short term health insurance may be purchased for an initial term length of 364 days, with an option to renew for up to 36 months. Short-term insurance does not meet the essential requirements of an ACA plan. Consequently, this form of insurance may not be ideal for all health insurance coverage needs. You should make certain to speak with a licensed agent concerning your options before you choose a short term health insurance plan. Below are a few insurers in Florida that provide short term health insurance: 

National General
LifeShield
Everest Prime
United Healthcare
Standard Life
Companion Life

Before deciding the short term insurance that is best for you, be sure to review all the terms and conditions stated in the insurance policy. After that, you should then choose the one that fits your needs.  your paragraph here.