Acoustical ceilings/ walls
Ceiling or wall installation - metal
Air-cooled engine work
Air-cooled engines – service or repair
Air duct cleaning
Heating and Air Conditioning
Air duct installation, service or repair
Air conditioning systems installation, service or repair or heating and air conditioning systems installation, service or repair
Air conditioning system work
Air conditioning
Alarms and alarm systems install/service/repair
Alarms and alarm systems install/service/repair
Aluminum fabrication
carpentry construction commercial/res; tent or canvas goods – erection, removal or repair
Appliance & accessories – installation, service, or repair – commercial or residential
Appliance & accessories – installation, service, or repair – commercial or residential
coating
Driveway, parking area or sidewalk paving
Audio visual equipment installation or repair
Use TV-radio set classification and electrical apparatus classification
Awning installation – canvas
Tents or canvas goods erection, removal or repair
Awning installation – metal
Sheet metal work - outside (submit only)
Boat cushion repair
Upholstery (acceptable only if all work performed on own premises on dry land – no wet marine exposure on boat in water permitted)
Brick or brick veneer construction
Masonry
Building erection – metal buildings
Prefabricated building erection
Cabinet installation
carpentry interior
Cabinetmaker or cabinet work
Carpentry shop; Carpentry interior
Cable or telephone inside line install/service/ repair
Cable or subscription TV
Carpentry construction - residential
Carpentry construction – residential
Carpentry – interior (trim, shelving, cabinets, shelving, etc.)
Carpentry – interior
Carpentry construction – commercial
Carpentry construction – commercial
Carpentry – shop only
Carpentry – shop only
Carpet drying
Carpet, rug, furniture or upholstery cleaning
Carpet, rug, furniture or upholstery cleaning
Carpet, rug, furniture or upholstery cleaning
Caulking
Painting or handyperson
Ceiling or wall installation - metal
Ceiling or wall installation - metal
Chimney sweep or cleaning
Chimney cleaning
Cleaning outside of buildings
Cleaning outside surfaces of buildings
Clearing of land
Grading of land
Communication equipment installation – industrial or commercial
Communication equipment installation – industrial or commercial
Computer line installation
Cable or subscription TV
Computer repair technician
Computer service or repair
Concrete block construction
Masonry
Concrete work
Concrete (see class for ineligible exposures)
Condo conversion
Normal classifications acceptable – not a market for the GC doing the conversion project
Construction site clean up
Debris removal/construction site cleanup
Countertop installation – granite, tile, stone, marble
Use tile, stone, marble classification
Countertop installation – laminate, Formica, other
Carpentry interior
Crate or pallet manufacturing
Carpentry shop
Curb or gutter work
Driveway, parking area or sidewalk
Deck construction or repair
Carpentry residential; masonry
Decorative finishes-concrete
Exterior painting; Waterproofing
Digging
Excavation
Ditch work
Excavation
Door, window installation - metal
Door, window installation – metal
Drapes installation
Interior decorating
Driveway, parking area, or sidewalk paving or repaving
Driveway, parking area, or sidewalk paving or repaving
Dryer vent cleaning
Appliance installation, service or repair - residential or commercial
Drywall work
Drywall or wallboard installation
Dumpster rental and emptying
Debris removal or garbage, ash, refuse collecting
Electrical apparatus – installation, service, or repair – including exterior work
Electrical apparatus – installation, service, or repair
Electrical work within buildings
Electrical work within buildings
Excavation contractor
Excavation
Exterior electrical work
Electrical apparatus – installation, service, or repair
Exterior kitchen installation
Remodeling; Masonry; Appliance installation, service or repair
Exterior lighting installation
Electrical apparatus – installation, service, or repair
Fence erection
Fence erection contractors
Floor covering installation – carpet, linoleum, laminate (not ceramic tile, stone, or wood floors)
Floor covering installation
Floor work – ceramic tile or stone
Tile, stone, marble, mosaic, or terrazzo work – interior
Floor work – wooden floors
Carpentry – residential or carpentry - commercial
Floor waxing
Janitorial
Framing and rough carpentry
Carpentry -construction residential; Carpentry -construction commercial
Furniture refinish or repair
Ineligible unless incidental -see Upholstery
Garage door and/or opener installation
Door and window installation-metal; Carpentry residential; Appliance I/S/R -residential
Gas appliance install, service or repair
Appliance installation service or repair
General contractors (GCs)
Acceptable freely for remodeling and other work. Purely new home construction not desirable.
Glass block installation
Masonry
Glass repair, placement, or installation - home or commercial
Glass dealer / glazier
Grading of land
Grading of land
Granite counter top work
Tile stone or marble
Granite installation or repair
Tile stone or marble
Grease traps cleaning/service
Septic tank cleaning
Greenhouse erection
Carpentry construction residential; Carpentry construction commercial
Gutter, downspout and soffit installation
Siding installation (includes sheet metal work)
Handyman - general repair and upkeep
Handyperson
Heating, air conditioning, HVAC work
Heating & air conditioning

Home automation equipment
Use appliance classifications and electrical work/apparatus classifications
Home theatre system installation , service, or repair
TV or Radio receiving set installation
House furnishing installation
House furnishing installation
Household appliance repair
Appliance installation, service or repair - residential
House wrap
Insulation-plastic
Hurricane shutters - motorized
Use appliance classes (91150 & 91155) and also add electrical apparatus class (92451)
Hurricane shutters - non-motorized
Siding installation
Insulation installation – cellulose
Insulation installation – plastic
Insulation installation – plastic
Insulation installation – plastic
Insulation installation – mineral
Insulation installation – mineral
Interior decorators
Interior decorators
Janitorial or cleaning service
Janitorial
Laminate/parquet flooring installation
Carpentry interior
Lanai (screened enclosure ) installation or repair
Siding installation
Land Clearing
Grading of land
Landscape gardening
Landscape gardening
Lawn care services
Lawn care services
Lawn mower and yard equipment service or repair
Air cooled engine service or repair
Lawn sprinkler system install; service
Landscape gardening
Lighting – indoor
Electrical work within buildings
Lighting - outdoor
Electrical apparatus – installation, service, repair
Locksmith
Locksmith
Machine shop
Machine shop
Machinery or equipment installation or repair
Machinery or equipment – installation, service, repair
Maid service
Janitorial services
Masonry
Masonry
Metal building erection
Prefabricated building erection
Metal storage shed installation
Prefabricated building erection
Millwork
Machine shop
Mulch production
Lawn care or landscaping
Mural painting - interior
Painting -interior
Networking services for business or office
Use communications equipment and electrical work/apparatus classifications
New home original construction – work on individual home
Normal classifications acceptable – not a market for the GC serving as the home builder
New home original construction – work on tract housing, subdivision, or condo or apartment complex
Many occupations acceptable but requires an underwriting exception – call Underwriting for handling outside the system.
Office machines or appliance – installation, sales, servicing
Office machines or appliance – installation, sales, servicing
Ornamental iron work
Fence installation, if incidental and in conjunction with wrought iron fence installation
Outdoor kitchen or cabinet construction/installation
Use carpentry construction – residential and appliance installation classifications
Outdoor misters – installation, service, or repair
Appliances and accessories – residential or commercial
Outdoor deck construction or repair
Carpentry construction – residential (or commercial)
Painting - interior and exterior exposures
Painting - exterior and painting - interior - painting is also included in remodeling and handyperson classifications
Paperhanging
Paperhanging
Parking lot site preparation
Grading of Land
Parking lot striping
Exterior painting; Waterproofing
Plastering
Plastering & stucco
Pond clearing (clearing vegetation from and dredging)
Landscape gardening
Pool cage enclosure install and/or repair
Carpentry construction residential
Pool service -routine maintenance
Swimming pool servicing
Power washing or pressure washing
Cleaning outside of buildings - pressure washing of roofs, cars, boats, or aircraft, or sandblasting is ineligible
Pre-cast concrete fencing or columns
Concrete construction; fence erection
Pressure washing
Cleaning outside surfaces of buildings
Property management and maintenance
Handyperson and remodeling
Refrigeration systems, install, service and/or repair
Appliance installation service or repair - commercial
Remodeling - residential and commercial
Remodeling - automatically includes 24 different classifications - General Contractors are eligible for remodeling coverage - normal subcontracting limits apply
Rent a husband or Mr. Fix-it type operations
Handyperson
Restaurant appliance installation or repair
Appliance installation service or repair - commercial
Restaurant hood cleaning
Waterproofing
Satellite dish installation & service
Cable or subscription TV
Screened enclosures installation and/or repair
Siding installation
Septic tank systems - cleaning
Septic tank systems – cleaning
Septic tank installation or repair
Sorry, not eligible (septic tank cleaning only is acceptable)
Sheet metal work
Air conditioning systems installation, service or repair or heating and air conditioning systems installation, service or repair; siding installation. We write heavier sheet metal exposures on a submit basis – contact Underwriting.
Shutter work
Siding installation (or see ‘hurricane shutters’ on this list)
Sign erection, installation, and repair
Sign erection, installation, and repair
Sign painting / lettering - exterior
Sign painting / lettering - exterior
Sign painting / lettering - interior
Sign painting / lettering - interior
Site preparation contractor
Grading of Land
Snow or ice removal
Sorry, not eligible
Solar Energy work
Solar energy contracting
Sprinkler system work - exterior
Landscape gardening
Steam cleaning
Cleaning outside of buildings - pressure washing of roofs or sandblasting is ineligible.
Storage shed or building erection
Prefabricated building erection
Storm shutters installation- motorized
Sorry, not eligible (non-motorized OK)
Stucco work
Plastering & stucco
Subcontracting work amounting to 50% or less of gross receipts (insured or uninsured subcontracting acceptable)
Eligible – quoted automatically via system – all subs must be either insured or uninsured (no mixing of insured and uninsured). Uninsured subs take normal payroll rate for covered operations classes.
Subcontracting 51% - 100% of gross receipts (insured subs only - all subs must be fully insured)
System refers for prior underwriting review and approval (insured subs only). Typically accepted for 51-75% or more depending on specific circumstances. “Paper contractors” are not generally desirable, but may be accepted depending on individual circumstances.
Swimming pool monthly or weekly maintenance
Swimming pool servicing
Swimming pool pump repair
Swimming pool servicing
Swimming pool servicing or repair
Swimming pool servicing (excludes operations that require emptying of pool)
Telephone line installation
Cable or subscription TV
Television or radio receiving set – installation and repair
Television or radio receiving set – installation and repair
Tennis court construction or resurfacing
Driveway, parking area or sidewalk paving
Tents or canvas goods – erection, service, repair
Tents or canvas goods – erection, service, repair
Tile, stone, marble, mosaic, or terrazzo work - interior
Tile, stone, marble, mosaic, or terrazzo work - interior
Tower work – cell towers or other
Tower work per se not eligible. Some operations performed strictly on ground at base of tower may be acceptable – call Underwriting for exception.
Tree trimming - from ground level only
Landscape gardening; lawn care
Upholstery
Upholstery
Vinyl lettering - interior/exterior
Sign painting/lettering - interior/exterior (no autos or boats)
Wallboard installation
Drywall
Wallpaper hanging
Paperhanging
Waterproofing
Waterproofing
Window blinds or draperies
Interior decorating
Window cleaning
Window cleaning
Window Installation – Composite Windows
Carpentry Interior
Window tinting – home or office
Glazier
Window treatment installation (draperies, shades, valances, etc.)
Interior decorating
Wood floor installation
Carpentry residential / Carpentry commercial
Wooden deck construction or repair
Carpentry construction – residential or commercial
Workstation installation
Furniture/fixture installationType your paragraph here.

Call-Email-or Text

Krista        239-699-0207       Krista@abideagency.com 

Steve           239-841-7526      Steve@abideagency.com 

We can quote and Bind all the classes below the same day.